Safety at job with WebMoney

At beginning{starting} participants webmoney transfer and at potential users the question on safety of use of this payment system arises one of the first. After studying webmoney, from words of more educated comrades or being guided by numerous hearings, the potential user sometimes and does not become valid. The reasons of occurrence of similar situations, most likely, not in webmoney, and in the user, in his  misunderstanding essence of ecash and payment systems.

If the user possesses sufficient general{common} knowledge of computer safety and will devote hour - other to studying of features of system of safety webmoney security of money in his  electronic purse will increase repeatedly.

For all more than a seven-year history webmoney transfer yet there was no case of the program or hardware failures resulted in loss of title signs in purses of users or to loss of access to purses.

It is possible to allocate three areas of the application of efforts for protection of purses in webmoney. First, use of means for increase of safety which are switched on in wm keeper or wm keeper light. Second, increase of the general{common} safety of the data on a hard disk of a computer: use and regular updating of antiviruses, fajrvolov, antispamovskikh filters... And in the third, display of common sense and elementary safety measures at job on a computer and is especial at job in the Internet: to pass and to not send nobody a file of keys (.kwm) or the password to store{keep} the important information on replaceable carriers, to not open suspicious investments in letters, to not download unknown programs, etc.

In this clause{article} we shall consider more in detail only the first item{point}: the means of safety given by system webmoney and the client program wm keeper classic of last version.

The most part of users for job with the purses use webmoney keeper classic. He is more convenient and gives more opportunities, than webmoney keeper light, but at the same time his  protection should give more forces and time.

First of all we shall note, that by default after each start keeper automatically checks adjustments of safety. It is not necessary to switch off this option. If at keeper there are remarks on adjustments of safety, he will prompt, as they can be removed and that, actually, was checked.

One of the most obvious and legkovypolnimykh advice{councils} is advice{council} to choose the correct password. It is not necessary to them to neglect and the more so to facilitate to swindlers a problem , writing down the password on the return party  of the keyboard.

Well-known, that there are programs which, using the big dictionaries a method simple perebora (brutal force), can pick up for acceptable time limits the password of the carefree user.

If length of the password at least figures, punctuation marks, specsimvoly on his  breaking will leave much more time and money, than it is possible to steal 6-8 symbols which include letters, from the cracked purse. Besides it is necessary to change the password from time to time. It is possible to use also for his  input by a clipboard, copying the password from a text file, - this measure, certainly, will not rescue from programs - kejlogerov, but will help to reduce risk.

For change of the password it is necessary to open the menu "To adjust" - " Parameters of the program... " And then to proceed{pass} to a bookmark "Safety" on which there is a button " To replace the password... ".

The file with keys (his  expansion kwm) together with the password is necessary for access to a purse. He is created automatically at registration of the user in webmoney. Essence of generation of a file *.kwm that private and open keys are created. Open it is passed webmoney server, and private it is stored{kept} at the user. The same as and in a case with the password, it is necessary to generate anew from time to time keys - keeper it allows. After this procedure an old key and all his  copies will not approach to a purse.

For peregeneracii a file of keys it is necessary to open the menu "To adjust" - " Parameters of the program... " And then to proceed{pass} to a bookmark "Safety" on which to press the button " To replace keys... ".

Strongly recommended to make some copies of a file with keys and to store{keep} them in a reliable place on the demountable carrier. It is more than that, the working copy too should be stored{kept} not on a hard disk (it, perhaps, the most unreliable place), and on a diskette, a flesh-disk, etc. It will considerably reduce probability of theft of keys trojanami. The file of keys is necessary keeper only for some seconds at an establishment of communication{connection} with the server.

If connection did not begin yet or has already ended, and the diskette with a file of keys suddenly "cracks" or starts to blink a light-emitting diode on a flesh-disk it is a powerful occasion to replace keys to purses.

The history of operations and history of correspondence are stored{kept} in a file of purses (*.pwm) the information on balance on purses (she turns out from webmoney server). Uterja this file, by and large, it is not critical. Not having found out a file of purses at connection, keeper will suggest to create new, thus all data (except for a history of correspondence) will be taken from webmoney server.

One more useful opportunity which has keeper, use of a mode of activation is. It{he} should be switched on for rescue of money in a purse if the password and a file with keys all the same will be stolen. If the mode of activation is switched on, at connection from a new computer it will be necessary to enter a special code which is sent on e-mail, specified by the user. Thus, the thief should crack also a mail box of a victim or to get access to its{her} computer. Certainly, it to do much more difficultly (or in general it is impossible), than simply to steal a file - key.

If on e-mail there has come the letter with a code, and connections from new computers were not - for the user it is correct occasion to be guarded at least.

The mode of activation is included in the menu "To adjust" - " Parameters of the program... " On a bookmark "Safety" the switch " To use activation webmoney keeper at an input{entrance} in system ".

Further we shall consider the means of safety given by service webmoney security.

The opportunity of blocking on an ip-address something is similar to a mode of activation. In both cases access to a purse from other computers is forbidden. If blocking on an ip-address is switched on to work with a purse it will be possible only from the certain ip-addresses chosen the user. It is possible to specify also a mask podseti.

At attempt of access to a purse from the forbidden ip-address to the owner of a purse the notice on e-mail is sent. Reception of such notice provided that connections from other ip-addresses was not, signals about necessity to take additional security measures: to replace the password, anew to generate keys, etc.

To switch on blocking on ip-addresses it is possible on a site of service wm security.

Also on a site of a security the broad gully (magazine) of connections to the server of system for last month is accessible. His  periodic viewing will help to find out the non-authorized inputs{entrances} in system.

In summary I shall remind, that according to statistics the majority of thefts of the personal data in the Internet occurs on fault of users which, probably, do not wish to study on another's mistakes and become victims both own disorder, and the numerous swindlers distributing the programs - trojany under a kind of various "hackers" and "webmoney-generators". To apply the means of safety described in given clause{article}, it is necessary to devote only to very few{not enough;very poorly} time to their studying. As practice shows, this time will with interest be paid back.